New Jersey Electronic Liens & Titles (ELT)

ELT in New Jersey

The New Jersey Motor Vehicle Commission is working on an ELT (Electronic Lien and Title) program for the state. There are no announced plans for when the program will be implemented.

The ELT program changes the lien and title process for lenders (bankers, credit unions, dealers, and other financial institutions) as lenders no longer need to store and file paper titles.

More details will be posted here as they are finalized by the state. Please also see the FAQS page.


10/7/2013 Web News: New Jersey ELT Survey Results
8/22/2013 Site updates including new Frequently Asked Questions
8/22/2013 Web News: ELT in New Jersey

Until ELT

For both paper titles and electronic titles, Decision Dynamics, Inc. (DDI) provides lienholders with the right services and tools for processing titles more effectively. DDI provides the Premier eTitleLien™ product that lienholders use to have ready access to all their titles via a secure, Internet-based application. In addition, DDI provides a full range of title administration services for lenders that desire to outsource their title processing activities. DDI’s title administration staff is trained to handle all title transactions, from the relative simple task of adding a lien to a title to the complex title and registration processing required for transferring personal or commercial vehicles from one state to another, with or without change of owner.

Combining DDI Title Center services with Premier eTitleLien™ allows lenders to manage all titles electronically and from a single, consistent application for any state, including New Jersey.

For more information on Premier eTitleLien™ please visit




Premier eTitleLien® Decision Dynamics, Inc.